The Scotiabank Passport® Visa Infinite Privilege* Card is a premium travel credit card designed for frequent travellers and those seeking high-end travel benefits. This card combines generous Scene+ points earning potential, a substantial welcome bonus, robust travel and purchase insurance coverage, and extensive airport perks. For cardholders who meet the eligibility criteria, the product offers a comprehensive package tailored to travel and lifestyle value, potentially the best in Canada for affluent travellers who frequently purchase travel, dining and entertainment services.
Key benefits
The Scotiabank Passport® Visa Infinite Privilege* Card focuses on premium travel value, strong point earn rates, and travel protections while eliminating foreign transaction fees. The card carries a high annual fee but includes offsets such as a travel credit and lounge access.
- Generous Scene+ points earn structure
High Scene+ points earn rates on travel, dining and entertainment; benefits_travel_miles_dollar value indicated as 6 points per dollar for eligible categories. - Premium travel and airport perks
Includes 10 complimentary airport lounge visits per cardholder annually, priority airport services, discounted valet parking and other airport benefits. - Comprehensive insurance and protections
Includes travel emergency medical insurance (up to $5 million CAD), trip cancellation/interruption insurance, delayed and lost baggage coverage, rental car collision loss/damage insurance, mobile device insurance and purchase security/extended warranty coverage.
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Pros & Cons
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Requirements & conditions to apply
- Minimum personal income
Minimum personal income required is $150,000 per year. - Alternative eligibility thresholds
Acceptable alternatives include a minimum household income of $200,000 or at least $400,000 in assets under management. - Welcome offer exclusions
Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past two years, including those who switch from an existing Scotiabank personal credit card, are not eligible for the welcome offer. Scotiabank employees are also not eligible for the welcome offer. - Annual fee and interest
Annual fee of $599 applies. The listed maintenance interest rate (APR) is 20.99%.
Frequently asked questions
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What is the annual fee for the Scotiabank Passport® Visa Infinite Privilege* Card?
The annual fee is $599.
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What welcome bonus is available?
The welcome offer provides up to 100,000 bonus Scene+ points. The structure is: 30,000 bonus points after spending $3,000 on eligible purchases in the first three months; an additional 45,000 points after spending $20,000 on eligible purchases in the first six months; and an additional 25,000 points by making at least one eligible purchase in the 14th month after account opening. The total value is noted as up to $1,000 for travel.
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What travel protections and perks are included?
Key protections include travel emergency medical insurance (up to $5 million CAD for eligible travellers), trip cancellation and interruption insurance, flight delay coverage, delayed and lost baggage insurance, rental car collision loss/damage insurance, hotel/motel burglary insurance and common carrier accident insurance. Additional perks include 10 annual complimentary airport lounge visits via Visa Airport Companion Program (DragonPass), a $250 annual travel credit on first Scene+ Travel booking, complimentary Avis President’s Club membership and two complimentary GigSky 1GB data plans per year.