Terms and Conditions

By accessing or using financenap.com, you agree to comply with and be bound by the following terms and conditions. If you do not agree with these terms, please do not use our website.

1. Acceptance of Terms

By using financenap.com, you acknowledge that you have read, understood, and agree to these terms and conditions, along with our Privacy Policy.

2. Services Provided

FinanceNap is a platform dedicated to providing financial information about credit cards and loans in Canada, Mexico, and Argentina. We are not a registered financial advisor or investment dealer. While we strive for accuracy, the information is provided "as is" and we do not guarantee that all data is free from errors or omissions.

3. User Responsibilities

• You agree to use the website for lawful purposes only.
• You shall not engage in any activity that disrupts or interferes with the functionality of the website.
• You agree not to upload or share any content that is defamatory, obscene, or otherwise objectionable.

4. Intellectual Property Rights

All content, including text, images, and logos, is the intellectual property of FinanceNap. Except as permitted under applicable copyright laws, including Canadian Fair Dealing provisions, you may not copy, reproduce, or distribute any content without prior written permission.

5. Financial Disclaimer

• The content on financenap.com is for informational purposes only and does not constitute professional financial, legal, or investment advice.
• We are not responsible for inaccuracies in external financial data, such as interest rates, annual fees, or promotional offers.
• Decisions made based on information from this site are the sole responsibility of the user.

6. Limitation of Liability

To the full extent permitted by applicable law, FinanceNap shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or reliance on the content provided.

7. External Links

Links to third-party websites, including financial institutions and credit card issuers, are provided for convenience. We do not control or endorse the content of these sites. Accessing these websites is at your own risk.

8. Changes to Terms

We reserve the right to modify these terms at any time. Your continued use of the website constitutes acceptance of the revised terms.

9. Governing Law and Jurisdiction

For residents of Canada, these terms are governed by the laws of your province of residence and the federal laws of Canada. Any disputes shall be subject to the exclusive jurisdiction of the courts in your province of residence. For residents of Mexico and Argentina, these terms are governed by the laws of your country of residence.

10. Contact Us

If you have any questions about these terms, please contact us using our contact form.