The TD® Aeroplan® Visa Infinite* Card is a travel-focused Visa designed for frequent flyers and Aeroplan members in Canada. The card combines a tiered Aeroplan points earn structure, an introductory welcome package, and a suite of travel protections intended to support travel planning and booking. The first-year annual fee is rebated, and Aeroplan points do not expire while the account remains in good standing.
Key benefits
The TD® Aeroplan® Visa Infinite* Card targets travellers who prioritise Aeroplan points earning and Air Canada travel perks. Main advantages include a large welcome bonus, elevated earn rates on everyday travel-related categories, and comprehensive travel insurance and premium Visa Infinite services.
- Strong welcome bonus
Earn up to 45,000 Aeroplan points: 10,000 points on first purchase, 15,000 points after $3,000 in the first 90 days, and a one-time anniversary bonus of 20,000 points after $12,000 in the first 12 months. First-year annual fee rebate included. - Above-average points earning on travel and everyday categories
Earn 1.5 Aeroplan points per $1 on eligible gas, EV charging, grocery purchases, and direct Air Canada purchases. Earn 1 Aeroplan point per $1 on all other purchases. - Includes travel and purchase protection benefits
Travel medical insurance (up to $2 million for the first 21 days), trip cancellation and interruption coverage, delayed and lost baggage coverage, flight delay protection, and Auto Rental Collision/Loss Damage Insurance.
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Pros & Cons
Pros & Cons
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Requirements & conditions to apply
- Residency and age
Applicant must be a Canadian resident and of the age of majority in the province or territory of residence. - Minimum income
Requires $60,000 annual personal income or $100,000 annual household income. - Annual fee
Maintenance annual fee is $139, with a first-year annual fee rebate applied as part of the welcome package. - Interest rate
Purchase interest rate is 21.99% (APR).
Frequently asked questions
Q1: How many Aeroplan points can be earned with the welcome offer?
A total of up to 45,000 Aeroplan points can be earned: 10,000 points on the first purchase, 15,000 points after spending $3,000 within 90 days of account opening, and a one-time anniversary bonus of 20,000 points after spending $12,000 within 12 months of account opening. The first-year annual fee rebate is also part of the welcome offer.
Q2: What are the key travel protections included with the card?
Included travel protections cover emergency travel medical insurance (up to $2 million for the first 21 days; limited to 4 days for cardholders aged 65 and over), trip cancellation and interruption insurance (up to $1,500/$5,000 per person), flight/trip delay insurance, delayed and lost baggage insurance, common carrier travel accident insurance and Auto Rental Collision/Loss Damage Insurance.
Q3: What earning rates apply to everyday purchases?
The card earns 1.5 Aeroplan points per $1 on eligible gas, EV charging, grocery purchases and direct Air Canada purchases. All other purchases earn 1 Aeroplan point per $1. Points can be redeemed for Air Canada seats, flights, hotels, car rentals, merchandise, experiences and gift certificates. Aeroplan points do not expire while the account is in good standing.