The TD U.S. Dollar Visa* Card offers a simple way to pay in U.S. dollars while avoiding foreign currency conversion fees. This card is designed for those who frequently make purchases or pay bills in U.S. dollars and prefer straightforward travel protections and security features rather than a rewards programme.
Key benefits
The primary benefit of the TD U.S. Dollar Visa* Card is the elimination of foreign currency conversion fees on U.S. dollar transactions. The card also includes travel and purchase protections and digital payment compatibility, making it useful for travellers and cross-border shoppers.
- No foreign currency conversion fees
Eliminate conversion rates and associated fees when making purchases or paying bills in U.S. dollars. - Includes travel and purchase protection benefits
A suite of insurance coverages is included, such as Trip Interruption Insurance, Delayed and Lost Baggage Insurance, and Common Carrier Travel Accident Insurance. - Security and digital convenience
Chip & PIN, Visa Zero Liability, TD Fraud Alerts, and compatibility with Apple Pay, Google Pay and Samsung Pay for convenient digital payments.
How does this card compare?
See how this card stacks up against other top Canadian credit cards side by side.
Pros & Cons
| Pros | Cons |
|---|---|
| – No foreign currency conversion fees on U.S. dollar purchases – Includes travel insurance coverages and Auto Rental Collision/Loss Damage Insurance – Strong security features and digital wallet compatibility |
– $39 USD annual fee – No rewards programme (no cashback, points or miles) – High interest rates for purchases (21.99%) and cash advances (22.99%) |
Requirements & Conditions to Apply
- Residency and age requirement
Applicant must be a Canadian resident and of the age of majority in the province or territory of residence. - Annual fee
The card carries a US$39 annual fee. - Interest rates
Purchases are subject to a 21.99% APR; cash advances have a 22.99% rate. - Emergency cash advances
Emergency cash advances available up to $5,000, subject to available credit.
Frequently Asked Questions
Does the TD U.S. Dollar Visa* Card charge foreign transaction fees?
The TD U.S. Dollar Visa* Card does not charge foreign currency conversion rates or fees for purchases or bill payments made in U.S. dollars.
Is there a rewards programme with this card?
This card does not offer a rewards programme. There is no cashback, points, or miles structure included.
What travel protections are included?
The card includes Trip Interruption Insurance (up to $5,000 per insured person, maximum $25,000 per trip), Common Carrier Travel Accident Insurance (up to $500,000), Delayed and Lost Baggage Insurance (up to $1,000), Emergency Travel Assistance Services, and Auto Rental Collision/Loss Damage Insurance among other protections.