The WestJet RBC Mastercard offers targeted rewards for travellers who frequently use WestJet, WestJet Vacations and Sunwing Vacations. The card focuses on earning WestJet points on travel, dining and select digital categories, while also including a range of travel and purchase protections. This combination may suit applicants seeking travel-focused value within the WestJet ecosystem.
Key Benefits
The main benefit of the WestJet RBC Mastercard is its strong earning rate on WestJet and related travel purchases, plus enhanced earning on restaurants and digital services. Points are flexible for WestJet travel and do not expire, and the card includes fuel savings and a comprehensive set of insurance protections.
- Enhanced travel earnings
Earn 1.5 points for every dollar spent on WestJet flights, WestJet Vacations and Sunwing Vacations, giving above‑average rewards for travel bought within the WestJet ecosystem. - Bonus on dining and digital services
Earn 1.5 points per dollar on restaurants, food delivery, digital subscriptions, streaming services and digital games, which supports rewards accumulation on common monthly expenses. - Includes travel and purchase protection benefits
A broad insurance package is included, such as delayed baggage insurance, mobile device protection, auto rental collision/loss damage waiver, purchase security and extended warranty coverage.
How does this card compare?
See how this card stacks up against other top Canadian credit cards side by side.
Pros & Cons
| Pros | Cons |
|---|---|
|
|
Requirements & Conditions to Apply
- Application availability
Application is available through the card issuer’s channels; applicants should follow the issuer’s application process to apply. - Issuer approval
Approval is subject to the issuer’s credit assessment and standard account opening checks. - Rewards and redemption terms
WestJet points can be redeemed for all or part of WestJet flights, WestJet Vacations and Sunwing Vacations, including taxes and fees; points do not expire and redemptions have no blackout periods.
Frequently Asked Questions
What are the earning rates on the WestJet RBC Mastercard?
The card earns 1.5 points per dollar on WestJet flights, WestJet Vacations and Sunwing Vacations, and 1.5 points per dollar on restaurants, food delivery, digital subscriptions, streaming services and digital games. Everyday purchases earn 1 point per dollar.
Do WestJet points expire or have blackout periods?
WestJet points earned with this card do not expire and redemptions have no blackout periods, allowing points to be used toward WestJet flights and vacation packages at any time.
What insurance and protections are included?
The card includes a suite of protections such as delayed baggage insurance, mobile device insurance, auto rental collision/loss damage waiver insurance, purchase security insurance, extended warranty insurance, hotel/motel burglary insurance, travel accident insurance, guaranteed hotel reservations and 24/7 Assured Assistance customer service. Additional perks include Instant Fuel Savings at Petro‑Canada (save 3¢/L and earn 20% more Petro‑Points) and a Credit Card Lock feature via the mobile app.